timo - sounds like a fleece neck gaiter. You can buy them now in microfleece (thinner material). My fleece gaiter is too warm too so I've gone this route. Also less bulk around the neck so jacket closes easier.
jonesin - are you using the nose piece in your HJC helmet and do you have it adjusted and formed to your nose? You should get very little air to the area of your eyes if you have the proper sized helmet and the nose piece installed.
Agree with the other guys. I just recently went to the HJC helmet with heated shield and I've now gone to a thin helmet liner (skull cap) and a thin neck gaiter.
We bought these things called apple warmers back in the day and they sound kinda like what you're looking for, they're wind proof and attach around the bottom of the helmet with velcro and tuck into your coat keeping all the air out. They're one of the best gadget things we ever bought. We just attached it to Bears helmet today
tried to look them up without luck but that is what i was thinking, do they really limit your movement?