Why Finland? More "things to do" and accommodations in Silver Bay. You can easily ride up to Finland from there.
Lodging is fairly limited in Finland proper - I would recommend the Maple Grove Motel - there's a restaurant and bar directly across the road from it, Four Seasons Supper Club. It's also close to gas and other establishments in Finland.
Only issue is that the Motel only has 4 rooms.
How about Riverside Motel in Finland - what's near that? They don't have a website or anything so not much info on location and what they are close to..
Is Americinn in Silver Bay the only place? Is there resturants/bars/grills walking distance from the hotel?