What we have here is a typical Polaris screw up where the engineers changed out bearings from greasable to sealed and didn't communicate this to the factory where they were still putting stickers on the sleds saying to grease the bearings. If the bearing is a true sealed bearing it doesn't do any good at all to remove the dust cover and regrease, or to install a zerk on the cover, since the grease won't get into the bearing enough to help, cause it is sealed.
I think all the makers of sleds undersize this bearing and if they put the bearing in an oil bath and increased the surface area of this bearing, it would probably never fail, or hardly ever fail as the one in the chaincase works way better just being in an oil bath all the time.
Anyway if there is no zerk the bearing is sealed and if there is one, then grease it regularly, like in twice or three times per season....and for sure before you store the sled. This goes a long way to keeping the water out and the bearing rusting out.