Let me start by saying I'm no expert but I know what I like. I own and love my 2001 Springer Softail FXSTS. The trade in value on your Fat Boy,according to Kelly Blue Book, is $5400. 17000 is low miles for a 95 anything. The only caution is that a 95 has the 1350cc pre-EVO engine and may not be as reliable and vibration free as the 2000 and up EVO's. Find out the history and take a ride. If you like Harleys you will probably buy on impulse anyway. I did.