If all of the mechanical stuff is working, Yamahauler may be on to the main problem, heat gain..... Any HVAC is only capable of raising or lowering the temperature by so much.... Any attic may reach temps of 140 degrees or higher if not properly/ fully vented, couple that with too little insulation and you have an oven that blast heat into the living space all day. Also southern facing windows act as solar collectors increasing your heat gain.... Things that may help are: Add vents to attic, powered or passive, not forgetting the soffit vents (air intake) to make sure insulation does not block the air flow, adding insulation to proper R value, air leakage weather it is from old doors or windows but from your trunk lines and ducting (may be sealed with brushed on sealer or metallic tape [not duct tape] or any other gaps or holes that you find around pipes... All of these suggestions are inexpensive (except for doors & windows) and will help year round..... Good luck.