Insurance question

[EXCESSIVE FORCE]

Jim Kelly with Nationwide in Libertyville, IL I paid $400 for three Polaris 600 sled. $250 deductible. Trick is you will have to insure your autos to get the sled rate.

Had him for a couple years,and wouldn't touch him/Nationwide with a 10 foot pole.....

 

[xcsp]

guys, why in a million years would u put 1000 deduct on a sled that most likely will get wrecked in one way or another eventually..250 max

Good question, I've found it not to cost that much more for a lower deductible.

We all hope to never wreck, but there always is that possibility. I'm more concerned with "the other guy" wrecking me and/or my sled and not having insurance.

 

[favoritos]

I tried to put a $1,000 deductible on my sled. Company said no go. Too high.

But, I still have a pretty good rate on the insurance combined with the rest of the other things like the house and autos. Price has been in the just over $160 range for quite some time for the sled.
I do run seasonal coverage on the sled for the riding season. The off season is covered on the main policy. I also run blanket plans on all the toys and house for liability.

Make sure you have a high enough coverage. I have seen some nightmares with people that did not have enough coverage.

 

[1fujifilm]

Any recommendations on places for insurance?

Bought a 2013 F800 RR and was surprised with quote...

Progressive $634
Formost $529

Thought I might get hammered on the 850 but lucked out.

Bear

Is that high? Seems to me. I'm a 36 year old male with no claims and/ or tickets on my driving record. I had a 2008 F6 SnowPro and it was $157 for the year.

Just looking for a little feedback. Thanks for any info fellas.

50 year old with 800+ credit in WI;
-Last year 2016 600 Renegade $189 annual.
-This year, 2017 850 Renegade $215 annual.
Both were from Liberty Mutual, Husband and wife riders only.
Add-on to 900 Ranger that was $320 annually.
Allows for comprehensive only in summer.
$500 deductible with 100/300 coverages like my car with only 5k in med payments.

 

[fatcat]

put under your homeowners insurance...... I run a new polaris every year and cost me 260 for full coverage

 

[zltim]

Any company that charges ridiculous premiums obviously doesn't want ti insure sleds. Go elsewhere. I have Country Ins on everything I own.

 

[snowbound83]

I have had State Farm for years. About 180/yr per sled for full coverage.

 

[fastwilly]

Andy Traver with Met Life 815-363-0855 $146 with $250 deductible on a 15 Vector LTX

I use Andy with met life too $114.00 $250 deductible 14 renegade 600 great service too we have several of us use him

 

[Banjo Man]

I use Andy with met life too $114.00 $250 deductible 14 renegade 600 great service too we have several of us use him

Good to hear. My son has his sleds insured with him also. Although we never had a claim, he is quick and very easy to deal with.