michaeladams
New member
with the company i work for if your spouse has a job that offers insurance and she declines hers to be on yours your premium goes way up. and somehow they do investigate.
Question regarding employee benefits
- Thread starter highhertel
- Start date
garyl62
Active member
Two thoughts,
First what it looks to me like they are doing is making the field level for everyone. They will pay the same dollar amount, in this case what ever the dollar amount of 80% of single coverage is. If you elect more than single coverage you pay the extra. As a family member, you are not an employee. If the law in WI state they must pay 50% of the employee cost they are exceeding the requirement. Many employers pay nothing for added coverage whether it be family medical, or other choices you select.
Second, similar to michaeladams, my employer has a requirement if your spouse works and has a plan available to them, but in my case if the plan is offered they will not provide primary coverage to the spouse. In other words my spouse has to select her employers plan even if it costs more than putting her on my plan. I'm probably not stating it perfectly as it almost doesn't sound legal but the way it is written it is.
After bouncing a little from job to job and being self employed in between, I'm just thankful to have a job with someone that offers insurance.
First what it looks to me like they are doing is making the field level for everyone. They will pay the same dollar amount, in this case what ever the dollar amount of 80% of single coverage is. If you elect more than single coverage you pay the extra. As a family member, you are not an employee. If the law in WI state they must pay 50% of the employee cost they are exceeding the requirement. Many employers pay nothing for added coverage whether it be family medical, or other choices you select.
Second, similar to michaeladams, my employer has a requirement if your spouse works and has a plan available to them, but in my case if the plan is offered they will not provide primary coverage to the spouse. In other words my spouse has to select her employers plan even if it costs more than putting her on my plan. I'm probably not stating it perfectly as it almost doesn't sound legal but the way it is written it is.
After bouncing a little from job to job and being self employed in between, I'm just thankful to have a job with someone that offers insurance.
Rupp Collector
Active member
No wonder there are so many uninsured Americans. I asked one of my employees to check with her husbands employer to see what it would be for her and her kids to be covered through him. (I'll gladly pay) She came back with $184 and some change a month for nearly identical coverage as I was providing, but it was costing me over $1100 a month on our "group plan". Hardly seem possible to have that big of a spread. Geez!
Being self-employed for over 25 years and having to pay my medical premiums myself, I agree 100%. What's worst now is that as I'm getting older my premiums are getting costly. So much so that it's hard to even go to the doctor's office especially high the high deductables before the insurance even kicks in