How common is this? I called a few places about renting. Place A cost considerably more and had insurance (35 bucks/day, $1500 ded), place b had a better price yet no insurance. Kind of a frustrating deal breaker for us, so I guess we will go with a. Just wondering plays it safe and who rolls the dice.
Renting sleds with no insurance question...
- Thread starter indiana
- Start date
Call your insurance company and see if you can pick it up on your insurance.
I have Progressive, and they covered my rental last year out West with my policy on my trail sled. That might be another option for you if you have a sled at home (you probably don't though and that's why you are renting).
I have Progressive, and they covered my rental last year out West with my policy on my trail sled. That might be another option for you if you have a sled at home (you probably don't though and that's why you are renting).
screaminggyna1
New member
I rented a sled and declined the insurance a few years ago. Figured if I did any damage it would be minimal and would not be more than the deductible. Well, I hit ice on a corner and went into the trees. $2,500 in damage. I bought my first sled that weekend. 
I'd recommend the insurance.
I'd recommend the insurance.I rented a sled and declined the insurance a few years ago. Figured if I did any damage it would be minimal and would not be more than the deductible. Well, I hit ice on a corner and went into the trees. $2,500 in damage. I bought my first sled that weekend.
Thats a big 10-4. Ouch. Yeah our minds have been made up on that on that for years now, but the thought did cross my mind as I tried to picture what $1500 worth of damage looks like.
chillywilly
Member
I get the insurance and thrash it!!! Nothing better!!
In checking into renting sleds, have found a few places in the areas I'd like to to go, but they don't offer any insurance coverage.
My concern would be if involved in an incident with another snowmobile/rider and the liability. Not sure if the rental insurance would even cover that?
(If you have it, you won't need it, but don't have it, surely will need it!)
Checked with my ins. agent and w/o a current sled ins. policy, no available coverage.
My concern would be if involved in an incident with another snowmobile/rider and the liability. Not sure if the rental insurance would even cover that?
(If you have it, you won't need it, but don't have it, surely will need it!)
Checked with my ins. agent and w/o a current sled ins. policy, no available coverage.
However, riding a $1000 used sled is quite a bit different than renting a 2010-2012 sled with way better performance. I wish there was a better way around it, but it all boils down to you have to Pay to Play, and when it come to sledding, its worth it.
Mark@TimberlineSports
New member
And this is exactly why many rental operations do not offer insurance, or if they do it is so expensive.
-Mark
And the rest of us have to pay for silly fools.
And we wonder why snowmobiling gets a bad rap.
One of the reasons I dislike renting is knowing if I mess the sled up I am not only inconveniencing Mark and Marlin, but I may be taking a sled away from the next guy that has it rented.
screaminggyna1
New member
Cloverland in Ironwood offers insurance on their rental sleds also. Great guys too, I'd check with them.