Last Sunday my neighbor and his buddy started a fire in his back yard. Then, according to the FD they decided it would be fun to throw aerosol cans and shoot them with a .22. Then it got out of control and spread in to my new pasture...
The thing is, I had just finished building the damn fence about 3 weeks ago and turned my cattle in there about 2 weeks ago. I worked on it the better part of a year on my days off. I am worried the bottom of the fence will start to rust now that it has been singed (sp?). I am not worried about the fence posts. I know its Feb and grass is not growing but there was a great deal of dormant grass there that the cows were working on and now I am going through more hay.
So they gave the FD the name of the friend who "started the fire" instead of giving them their name and insurance info, (the property owner). Then as it turns out, the friend lied about his insurance on the run report to the FD. So once I found this out I still need their insurance information, so I stopped by, kindly introduced myself and asked them myself. He couldn't be bothered to get up from lounging on the couch and had his wife write down my name and number and proceeded to tell me he will call his insurance agent and have me "fixed right up," (who by the way happened to be the same agent his buddy put down). So then I knew he was lying because that agent, (whom I happen to know) said he had never heard of or had any dealings with them or that property. Great.
So then I found out that the house had burned 4 years ago, it was arson but they couldn't prove who did it so his insurance put him in a new double wide. Now I just assume he; A. has no insurance at all, or B. he is leading me on a wild goose chase about his real insurance to keep his rates from skyrocketing or just dropping him. I would be shocked if he owned the place outright, therefore exempting him from keeping a policy.
I would like to note that he (nor his "friend") never made any attempt to come over, introduce themselves or apologize, or say "hey, can I make it right without getting the insurance involved,", "HAHA got you good!", or anything.
I sincerely believe I am not being frivolous here and everyone I have talked to (my insurance agent, the FD etc. fully agree.) I know the grass will grow back, but I was already cutting it close on hay bales and the fence rusting that has be bothered.
I don't want to file a claim under my own policy, I just need their info, (if they have any). Anyone know how I would go about finding out?
Thanks
The thing is, I had just finished building the damn fence about 3 weeks ago and turned my cattle in there about 2 weeks ago. I worked on it the better part of a year on my days off. I am worried the bottom of the fence will start to rust now that it has been singed (sp?). I am not worried about the fence posts. I know its Feb and grass is not growing but there was a great deal of dormant grass there that the cows were working on and now I am going through more hay.
So they gave the FD the name of the friend who "started the fire" instead of giving them their name and insurance info, (the property owner). Then as it turns out, the friend lied about his insurance on the run report to the FD. So once I found this out I still need their insurance information, so I stopped by, kindly introduced myself and asked them myself. He couldn't be bothered to get up from lounging on the couch and had his wife write down my name and number and proceeded to tell me he will call his insurance agent and have me "fixed right up," (who by the way happened to be the same agent his buddy put down). So then I knew he was lying because that agent, (whom I happen to know) said he had never heard of or had any dealings with them or that property. Great.
So then I found out that the house had burned 4 years ago, it was arson but they couldn't prove who did it so his insurance put him in a new double wide. Now I just assume he; A. has no insurance at all, or B. he is leading me on a wild goose chase about his real insurance to keep his rates from skyrocketing or just dropping him. I would be shocked if he owned the place outright, therefore exempting him from keeping a policy.
I would like to note that he (nor his "friend") never made any attempt to come over, introduce themselves or apologize, or say "hey, can I make it right without getting the insurance involved,", "HAHA got you good!", or anything.
I sincerely believe I am not being frivolous here and everyone I have talked to (my insurance agent, the FD etc. fully agree.) I know the grass will grow back, but I was already cutting it close on hay bales and the fence rusting that has be bothered.
I don't want to file a claim under my own policy, I just need their info, (if they have any). Anyone know how I would go about finding out?
Thanks
