Sheesh...... I go & get a flu shot today & this guy about 30 something starts complaining about costs to him of AHA then complaines about paying SS & Medicare taxes. I told him I feel your pain but I paid for my parents SS & Medicare & now is my time to collect my benes. I was really surprised that the healthcare workers did not like the program either but told the guy you will pay or be fined if you don't have health insurance next year. The guy said I can't afford it & how are they going to find me & fine me? I said I heard they would fine you on your tax return & another lady said you can't get a drivers licsense they would block you at the DMV. This guy was redfaced & was doing a burn & all I could do is shrug my shoulders say AHA is what it is. Anybody know for sure about fining procedures?
AHA Discussions Go On & On.......
- Thread starter whitedust
- Start date
From the Washington Post http://www.washingtonpost.com/blogs/wonkblog/wp/2013/09/30/%3Fp%3D63297/
What if I don’t want to buy insurance?
First off: Nobody will come knocking down your door, demanding that you purchase a health plan. But if you decide not to purchase coverage, you will have to pay a $95 tax penalty. This would be deducted from your 2015 tax return.
How will the government know if I have health insurance?
You’ll have to tell them, via the taxes that you file for 2014. Starting then, the Internal Revenue Service will send out a form where you’ll fill in the type of health plan you purchased (or, if you didn’t purchase coverage, noting that fact). Employers might hand out pre-populated versions of these forms to make things a little bit easier.
Will the government send gunmen to track me down if I’m not insured?
Creepy Uncle Sam will not come find you if you don't have health insurance (YouTube)
Creepy Uncle Sam will not come find you if you don't have health insurance. (YouTube)
While this is a popular Obamacare myth, it is, in fact, untrue: The federal government is actually really limited in the action it can take to collect the tax penalty for not purchasing health coverage. It can’t send agents to your door, nor can it put a lien on your house. The most they can do is take the fine out of your tax refund – or, if you’re not getting a refund this year, put it on your tab for next year’s refund.
What if I can’t find an affordable plan? Do I still have to buy something?
Nope! Although it’s the government, not you, who gets to decide what counts as “affordable.” The health care law says that if you can’t find a plan that costs less than 8 percent of your income, then you’re exempt from the requirement to purchase health insurance. This will, obviously, depend a lot on an individual’s circumstances and not the sticker price of the plans sold on the new marketplaces.
What if I don’t want to buy insurance?
First off: Nobody will come knocking down your door, demanding that you purchase a health plan. But if you decide not to purchase coverage, you will have to pay a $95 tax penalty. This would be deducted from your 2015 tax return.
How will the government know if I have health insurance?
You’ll have to tell them, via the taxes that you file for 2014. Starting then, the Internal Revenue Service will send out a form where you’ll fill in the type of health plan you purchased (or, if you didn’t purchase coverage, noting that fact). Employers might hand out pre-populated versions of these forms to make things a little bit easier.
Will the government send gunmen to track me down if I’m not insured?
Creepy Uncle Sam will not come find you if you don't have health insurance (YouTube)
Creepy Uncle Sam will not come find you if you don't have health insurance. (YouTube)
While this is a popular Obamacare myth, it is, in fact, untrue: The federal government is actually really limited in the action it can take to collect the tax penalty for not purchasing health coverage. It can’t send agents to your door, nor can it put a lien on your house. The most they can do is take the fine out of your tax refund – or, if you’re not getting a refund this year, put it on your tab for next year’s refund.
What if I can’t find an affordable plan? Do I still have to buy something?
Nope! Although it’s the government, not you, who gets to decide what counts as “affordable.” The health care law says that if you can’t find a plan that costs less than 8 percent of your income, then you’re exempt from the requirement to purchase health insurance. This will, obviously, depend a lot on an individual’s circumstances and not the sticker price of the plans sold on the new marketplaces.
polarisrider1
New member
Is that 8% of gross income or net income?
F
fusion
Guest
Yes - 100% they will collect their fine on your tax return. Instead of your refund being 100 bucks, it will be $5 in year one, when fine is $95.
But that will go up significantly in subsequent years. Oh you can always not file a tax return, but then you risk the government coming after you at some point. They always get theirs. This is really a bad, bad deal, and very anti-American. There isn't a 20 something alive that cares about health insurance, and these are the people they need to pay for everyone else drawing on the system.
But that will go up significantly in subsequent years. Oh you can always not file a tax return, but then you risk the government coming after you at some point. They always get theirs. This is really a bad, bad deal, and very anti-American. There isn't a 20 something alive that cares about health insurance, and these are the people they need to pay for everyone else drawing on the system.
ObamaCare made simple
I think I've finally got my head around this thing. It goes something like this...
If you're not receiving Free Healthcare, you're going to be paying for it. It's that simple.
Call it fees, penalties, taxes, whatever. Your money will leave your wallet and end up in Uncle Sam's to pay for healthcare for all of those who can't afford it.
I should also opine that Public Assistance is a noble idea for those down on their luck, in between jobs, handicapped, etc. It's the "cradle to grave" group with no intention of ever contributing that irks me. And one other thing to consider...$95 isn't much more than a tank of gas for most of us today. But that's where it starts, most every tax that we pay started out painless and grew into a monster such as the taxes on tobacco, income, and gasoline. Something to think about...
I think I've finally got my head around this thing. It goes something like this...
If you're not receiving Free Healthcare, you're going to be paying for it. It's that simple.
Call it fees, penalties, taxes, whatever. Your money will leave your wallet and end up in Uncle Sam's to pay for healthcare for all of those who can't afford it.
I should also opine that Public Assistance is a noble idea for those down on their luck, in between jobs, handicapped, etc. It's the "cradle to grave" group with no intention of ever contributing that irks me. And one other thing to consider...$95 isn't much more than a tank of gas for most of us today. But that's where it starts, most every tax that we pay started out painless and grew into a monster such as the taxes on tobacco, income, and gasoline. Something to think about...
D
Deleted member 10829
Guest
Most people don't realize the $95 penalty is for the first year only. Below is a question and answer on this topic.
How much are the penalties for not buying a health plan?
The penalties are not very high to begin with. In 2014, the fine to remain uninsured is $95 per person (up to a family maximum of $285, or 1 percent of family income, whichever is greater).
But the penalty will increase more than sevenfold in the next two years, with the fine running as much as $695 per person by 2016. The family maximum would be as high as $2,085 (or 2.5 percent of family income, whichever is greater).
People won't know what hit them after year 1. $95 doesn't seem so bad, but it really jumps after year one. They sucker you in with the $95.
Skylar is so right!! The deductibles will force more people into bankruptcy than before this crazy law.
Ya know, I hate to be the realist in this discussion, but I am sick and tired of paying for people who refuse to, or can't, take responsibility for their health care. Last year there was $117,000,000,000 of unreimbursed costs to take care of people without insurance. $84,000,000,000 was eaten by the providers, which raises the cost of an average family's insurance by $1200 per year.
Get insurance. If you can't afford it the government will subsidize you. Take responsibility for your health care, stop sticking me with the bill.
Get insurance. If you can't afford it the government will subsidize you. Take responsibility for your health care, stop sticking me with the bill.
polarisrider1
New member
Thank you, Thank you, THANK YOU! (we agreed again!). Is it 8% of net or gross income???
polarisrider1
New member
10K is way easier on payback then 100k. (I have a $5200 per person per year deductable, at least I am covered on the Major health stuff). It does not take long to rack up $10,000 and beyond at the hospital. If you go to the ER in my neighbor hood they charge you $2000 to just check you in. Then it goes up from there.
Point is even with a $10,000 deductable the Hospitals, doctors and those with Insurance will take way less of a hit then if One goes in with zero insurance.
What's a helicopter ride out of the back woods of Togwotee to Jackson Hole cost? That's my deductable right there.
polarisrider1
New member
My view on this is the same as dcsnomo. If you can afford a sled, a boat, a cabin, a fancy 4x4 pickup or any of just one of those then you can afford Insurance. It is a priority Issue.. $12,000 in premiums with high deductables per year for 2 people really does suck. But it sucks worse without any Insurance and a major issue arises. I have been lucky, but my wife has used her share of the $240,000 in premiums I have paid over the last 20 years. Example how vulnerble we are: My wife got Salmonila poisoning from a source we have not a clue. Got into her blood stream. Hospital for over a week and near died. Bill was $189,000. She had a burst appendix, Hospital bill $69,000, Three children all c-sections one with complications total for all $72,000. Foot surgery $26,000, and other small misc. If I had no insurance I would not be sitting here typing (index fingers count as typing?). I would be living under a bridge?
Yes, it is a roll of the dice. It is is more then, "Do you feel Lucky?" If you snowmobile, ride a motorcycle, boat or even just breath air you need insurance. "Mayhem is just around the corner". It is a built in expense in this day and age, same as building in a cab ride after a night of drinking.
Yes, it is a roll of the dice. It is is more then, "Do you feel Lucky?" If you snowmobile, ride a motorcycle, boat or even just breath air you need insurance. "Mayhem is just around the corner". It is a built in expense in this day and age, same as building in a cab ride after a night of drinking.
I can see the concern Gross or Net.....You can be a manufactures rep on comission & rack up huge biz expenses for trade shows & travel maybe take $200K gross down to $100K or less net. Although I would think you would be able to find health insurance for you & your family with that type of cash flow.
Exactly, and this is why we have the AHA now. People with insurance are already paying for people without insurance through higher premiums and deductibles. I don't know the answer to the issue but something needs to be done.
Lots of people in WI northwoods at or below the poverty level & that is exactly what the 30 something guy said I'm living paycheck to paycheck now just can't afford healthcare insurance or fine. What can one do? I said I get it ....take it up with congress AHA is here, man up or vote it out really no other choice. I tried to be nice & understanding to the guy but this is life in 2013 & beyond.
This is all a joke,but I'm not laughing . Auto insurance is mandatory by law, but 4 out of 10 cars have nothing . They can't fix the mandatory auto insurance problem how can they fix this? Why do I have to pay,uninsured,or under insured in a state were insurance is mandatory ?
because some people in the world and site just accept it as the way it is.
between this and the patriot it is over and many are just saying oh well because they have no idea what is just around the corner.
I will say it again
Progressive ideas are so good they have to be mandated
Yes, I do. What's the rest of your question/what is your point?
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Makes no sense, he needs to change his perspective from then to now. If he is at poverty level gov't will pay for his insurance. www.affordablecare.gov