good insurance is a MUST have IMO
Crooks today can defeat chains and cables as if they ain;t there,
heck up in Canada, I know a few folks that had whole truck and trailers stolen over night parked outside there hotel door?
I never locked mine up to date in the USA< but yrs back we did in Canada , do to so many being stolen all the time
personally, I try to park mine always back in trailer, if nothing, to keep new snow off it! and allow for maybe a little warmer place to melt some snow off!
NOW I will add this
BUT IF you leave your KEY in a sled, and it gets stolen, I BET< its the same as if you leave a KEY in a VEHICLE
99% of all insurance company's will NOT cover the theft, blaming you for it instead!
called negligence ! LOL
SO< if you do this and it gets stolen, DON"T mention where you left the key!
yrs back when so many sleds all used the SAME key, it didn;t matter but now a days, why give a INS company a reason to screw you, we already pay too much for coverage IMO!
You could not be more incorrect on the insurance part. Insurance companies cover negligence, stupidity, etc.