Snowmobile Insurance

[indy_500]

State Farm 285 a year for my 16 Pro rmk 800 155 le

 

[tomx]

Just bought a '15 AC snopro with the 4 stroke motor. Went with my AmFam agent: $298/year. Got quotes anywhere from that up to $700/yr. Pays to shop around. Interestingly it seems that the only criteria that the rate is based on is engine CCs which puts us 4stroke guys at a disadvantage. It should be based on HP rating.

 

[cuzzinolaf]

I use West Bend thru Glass Insurance in Lake Geneva,WI... Not cheap but very good coverage and excellent with claims mostly wind damage over last 12 years up north.

I have West Bend too. My brand new 2016 M8000 is less than $350 a year.

 

[garyl62]

I have full coverage with my Nationwide plan on a '15 AC XF6000, $276 per year, but pay it monthly at no extra charge

 

[whitedust]

I have West Bend too. My brand new 2016 M8000 is less than $350 a year.

Yeah last I checked West Bend about $350ish for my 2012 Apex XTX but in there with everything else I own. 4s didn't bother them they knew what it was all about cc wise.

 

[oatie]

Just checked with my agent, I can just add it to my homeowners for $147 for the year. Also, I can start it when the snow flys and cancel it in the Spring. So the net cost is about $50 for the season. 600 etec

 

[polski]

Megan600, I have a 20015 800 switchback. I'm paying $175 through Bois Agency in Flushing, however it's bundled with my home ins.

 

[megan600]

Megan600, I have a 20015 800 switchback. I'm paying $175 through Bois Agency in Flushing, however it's bundled with my home ins.

Thank you Polski! Was looking for someone local. I'll give them a call

 

[indy_500]

Just a heads up a lot of homeowners policy's don't like to cover sleds over 600cc very cheap. Adding my 800 Pro RMK to meither mine, or my parents homeowners policy's were even close to what I pay through State Farm simply put because it's an 800. 599 and under? Dirt cheap on both policies...

 

[cuzzinolaf]

I used West Bend forever with my mountain sleds and never had an issue. I added my 2016 M8000 and now I'm told it isn't covered out west. Maybe this has always been the case but this is the first I'm hearing about it.

 

[crispyknite]

State Farm we pay About $250 for the year on 2 sleds. 2012 and 2014 MXZ 600.

 

[fcat700]

American Family, +/-$100 per year each for my six 2006 to 2008's.

 

[Jonger1150]

I use them too.

Like $35 a month for a $500 collision deductible.

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American Family, +/-$100 per year each for my six 2006 to 2008's.

That's probably liability. You aren't getting full coverage on anything for under $200 a year.

 

[indy_500]

I use them too.

Like $35 a month for a $500 collision deductible.

- - - Updated - - -



That's probably liability. You aren't getting full coverage on anything for under $200 a year.

I was paying $45 a year on my 6-8 year old 600cc sleds under my parents homeowners policy...

 

[fcat700]

I use them too.

Like $35 a month for a $500 collision deductible.

- - - Updated - - -



That's probably liability. You aren't getting full coverage on anything for under $200 a year.

Full coverage $500 deductible.
$98.76
$95.46
$102.00
$102.00
$102.00
$94.26
My agent and I discussed going to liability because the sleds probably only average $3,500 each but if I balled up the whole thing pulling um down the road I'd be out $21,000 so I opted to keep full coverage.